Anyflo
preview access

Anyflo is in private preview. Contact lola@mystenlabs.com for access.

Enterprise grade Stablecoin orchestration

Send, Receive, Pay. The Stable Way.

We take care of the liquidity fragmentation challenges.
You can accept and send stablecoin payments with one integration.

  • Flexible compliance
  • Best coverage
  • No bridge risks

The platform

One API. Every payment flow.

01 · Out
Send

Disburse to suppliers, contractors, and treasury wallets in your preferred stablecoin, on your preferred chain.

02 · In
Receive

Accept payments globally via virtual addresses, hosted checkout, or API — auto-converted into your preferred stablecoin and reconciled to your ledger.

03 · Settle
Pay

Settle merchant, payroll, and platform obligations on a programmable schedule — with policy engines, multi-party approvals, and full audit trails.

Your stablecoin advantage

Four reasons customers choose Anyflo.

One provider

A single platform for payments, payouts, and settlements — across every stablecoin and chain.

Quick acceptance

Accept stablecoins with infrastructure built for global scale and low-latency settlement.

Fast settlement

Settle Anyflo-processed payments instantly in fiat and stablecoins — no waiting for next-day rails.

Global transfers

Deliver stablecoins worldwide with real-time, always-on transfers and deterministic finality.

Built for regulated enterprises

Regulatory infrastructure, end to end.

Regulatory infrastructure

Licenses, policy engines, and audit controls built for banks and regulated enterprises.

Liquidity & execution

Deep liquidity and smart routing for clean, scalable execution.

Custody & asset controls

Self custodial by design with configurable permissions, wallet controls, and risk-management guardrails.

Embedded compliance

Transaction monitoring, programmable restrictions, and global policy enforcement across every flow.

Stablecoin & multi-chain orchestration

We abstract chains, wallets, and settlement rails into one unified experience.

Developer-ready by design

Modern APIs and SDKs built for fast integration — without compromising regulatory or operational rigor.

See it move

Try a stablecoin payout, end to end.

A live walk-through of an Anyflo withdrawal — customer flow on the left, the API events on the right.

POST /v1/wallets/me

              
Walk through the flow

Savings for using Stablecoin rails with Anyflo

Transparent breakdown of revenue across products.

Monthly volume $1.0M
$500K$50M
Region
i Assumptions: FX spread 0.80% · Float APY 4.5% · Float hold 2d avg · Network fee 0.05% · Treasury share 30%
Revenue lineRateMonthly
FX spread (on-ramp / off-ramp)0.80%$8,000
Yield on float (2d @ 4.5% APY)$246
Network savings vs card rails0.05%$500
Treasury yield share (30% vol)0.32%$3,200
Combined estimated monthly margin $11,946

Build with confidence.
Scale without surprises.

Pricing that grows with your business — from zero to scale.

Sandbox Free
  • Unlimited test transactions
  • Good coverage of stable coins and chains
  • Webhook delivery
Growth < 100 bps
  • Production access
  • Compliance & Travel Rule
  • Same-day onboarding
Enterprise Tailored
  • Volume committed pricing
  • Dedicated solutions team

How it works

Simple steps.

Step 01

Integrate once.

A single REST and webhook API, SDKs in TypeScript, Python, and Go for simple integration.

Step 02

Orchestrate flows.

Configure routes, policies, and counterparties. Anyflo picks the best route, batches when possible, and reconciles automatically.

Step 03

Settle & report.

Real-time webhooks, ledgered transactions, FX-aware reporting. Close books in hours, not weeks — at a fraction of card-rail cost.

Use cases

Institutions and platforms that move value at scale.

Banks & PSPs

Settle cross-border faster, replace correspondent rails, and offer stablecoin payouts and on-ramps to enterprise clients — without rebuilding back-office.

Marketplaces

Pay sellers globally same-day in their preferred stablecoin, with auto-reconciliation against orders.

Fintechs & neobanks

Launch stablecoin accounts, virtual addresses, and global payouts in your app. White-label or co-brand — Anyflo's branded checkout is optional.

Treasury teams

Rebalance corporate treasuries across chains and stablecoins, run payroll, fund subsidiaries, and report — all from a single policy-controlled console.

For developers

An API your team will actually want to use.

Idempotent endpoints, signed webhooks, and SDKs in the languages your stack already speaks. Sandbox keys in 30 seconds. Production access after a short compliance review.

anyflo.payouts.create()
// Send 5,000 USDC to a supplier on the cheapest viable chain
const payout = await anyflo.payouts.create({
  amount:      "5000.00",
  currency:    "USDC",
  destination: "acct_3xK7hM2...",
  routing:     "cheapest",    // or: "fastest", "chain:base"
  metadata:    { invoice: "INV-2026-0418" },
});

// Subscribe to settlement
anyflo.on("payout.settled", (e) => {
  console.log(e.id, e.chain, e.tx_hash);
});

FAQ

Anyflo is non-custodial by design. Funds transfer happens in a peer to peer (P2P) manner between users and our network of liquidity providers.
Every flow is screened against sanctions and on-chain analytics in real time, with Travel Rule messaging where applicable. Anyflo partners with Chainalysis, Elliptic, and TRM and provides a compliance dashboard your officers can audit on demand.
USDC, USDT and USDsui across EVM and Sui chains. Many more are being added — feel free to share your requirement for us to expedite that route.
Anyflo operates as a technology provider, not a money transmitter — funds remain in your custody and your regulatory perimeter. Where you require licensed flows, we partner with EMI-licensed providers in EU/UK and MSB partners in the US.
Sandbox the same day. First production flow typically in 2–4 weeks, including compliance review, policy configuration, and reconciliation against your accounting stack. Our solutions team works alongside yours through go-live.
Tiered usage-based pricing on volume and number of transfers, with platform fees that step down at scale. Most institutional deals close at 10–40 basis points all-in — meaningfully below card and correspondent rails. We're happy to share a tailored quote.
We aggregate liquidity across issuers, exchanges, and on-chain venues, then route each flow to the cheapest viable settlement path — with smart batching when timing allows. You see one quote, one settlement, one ledger entry; we handle the fragmentation underneath.
No — Anyflo avoids bridge risk by design. Cross-chain transfers use issuer-native mint/burn or pre-positioned liquidity with deterministic settlement. There is never a wrapped-asset hop or a third-party bridge contract in the critical path.
Compliance is configurable per flow: bring your own screening vendor or use our partners; set Travel Rule thresholds; define geographic policies; choose between sanctions list versions. The same engine supports lighter-touch corporate flows and full bank-grade controls.
Yes. Hosted checkout, virtual address pages, receipts, and webhooks all support your brand, your domain, and your messaging. Most launch with full white-label — your customers never see Anyflo.
A dedicated solutions engineer through go-live, then a shared Slack or Teams channel with the on-call engineering team. 24/7 incident response with publicly committed SLAs, and quarterly architecture reviews for enterprise customers.

Talk to us

Schedule time with our team

Tell us about your flows. We'll come back within one business day with a tailored plan.

What are you interested in?

Transact

Explore API docs